SMART RATE MERCHANT SERVICE
Helping Businesses Save on Credit Card Processing – Across All 50 States
Eliminate high fees and get the best rates with our tailored payment solutions.
WHY CHOOSE US
SmartRate Merchant Services Atlanta, led by Les Williams, specializes in providing customized payment processing solutions to businesses across all 50 states. With a focus on high-volume industries such as restaurants and liquor stores, SmartRate offers:
By comparing multiple processors, clients receive the most cost-effective solutions.
Modern, secure, and user-friendly point-of-sale systems tailored to specific business needs.
Clear, straightforward pricing structures with no hidden fees.
Fast and dependable deposit options, including next-day and same-day funding.
Dedicated support ensuring seamless transactions and customer satisfaction.

WHO WE SERVE
Solutions for Every Type of Business
SmartRate equips retail businesses with modern POS systems, integrated inventory tracking, and fast, secure card processing. Whether you're a boutique or a department store, we help reduce transaction fees and improve customer checkout experiences.
From quick-service eateries to fine dining establishments, SmartRate provides restaurant-specific payment solutions. Features include tip management, table-side payments, and seamless POS integrations to enhance service speed and accuracy.
Navigating the complexities of liquor sales, SmartRate offers specialized processing services that address age verification, compliance, and high-risk considerations, ensuring smooth and secure transactions.
SmartRate delivers comprehensive payment solutions for automotive dealerships, facilitating transactions across vehicle sales, service repairs, and parts sales. Our systems support large-ticket processing and offer flexible financing options.
For online businesses, SmartRate provides robust e-commerce payment processing, including fraud protection, multiple payment method acceptance, and seamless integration with popular shopping platforms to enhance customer trust and conversion rates.
SmartRate supports high-volume enterprises with scalable processing capabilities, ensuring reliability during peak transaction periods. Our solutions include advanced reporting tools and dedicated support to manage large-scale operations efficiently.
OUR TESTIMONIALS
What client says
Read positive experiences of people who trusted SmartRate Merchant Services. See how our solutions helped them grow, save, and simplify their payment systems — giving you confidence in our service.

" SmartRate helped us cut our card processing fees in half. Super smooth setup and top-tier support — I’d recommend them to anyone running a small business. "

" Their POS system fits our liquor store perfectly. Easy to use and reliable. We’ve never had an issue with deposits or service. "

"Getting next-day funding has been a game-changer for our cash flow. SmartRate really knows how to support high-volume businesses."

"I was struggling with online payments for my e-commerce store. SmartRate’s solution was custom-tailored and super effective."
Get Your Free Savings Analysis
See how much you could be saving on your credit card processing in just 60 seconds.